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Private credit & lendingReal estateEthereumXRP LedgerRegistered 2023

Equity release loans using Blockchain

Strong blockchain fit

Category breakdown

  • Data Integrity and Security4.0
  • Trust and Verification4.7
  • Efficiency and Scalability5.0
  • Information Sharing and Collaboration4.0
  • Compliance and Regulation5.0
  • Adoption Feasibility4.0
IntegrityTrustEfficiencySharingComplianceAdoption
Category values on a scale of 1 to 5
CategoryValue
Data Integrity and Security4.0
Trust and Verification4.7
Efficiency and Scalability5.0
Information Sharing and Collaboration4.0
Compliance and Regulation5.0
Adoption Feasibility4.0

These category values are the original ten scoring answers regrouped into the six categories.

Why this score

Real estate equity release is a complex task today, and this solution would make it significantly more accessible for people to be able to: Access the equity from their property (most people cannnot do that now) Access a “fraction of the equity” Do it at speed Do it at low cost Use a Digital Currency as the output to invest quickly and safely elsewhere

Awarded by CBRC’s assessor with the certificate. A fuller written analysis is available on request.

How a score is reached

A committee of six independent AI evaluators — Industry Expert, Critical Technology Ethicist, Regulatory Compliance, Economic Viability, Technical Architecture and Academic Expert — each answer 14 standardised questions across the six categories. Their 1–5 responses are combined through CBRC’s expertise-weighted matrix and converted to the 0–100 score, then reviewed and signed off by a human analyst before publication.

The six categories

  • Integrity4.0
  • Trust4.7
  • Efficiency5.0
  • Sharing4.0
  • Compliance5.0
  • Adoption4.0

These category values are the original ten scoring answers regrouped into the six categories.