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Financial TransactionsTokenizationEthereumXRP LedgerRegistered 2023

Equity release loans using Blockchain

Strong blockchain fit

Why this score

Real estate equity release is a complex task today, and this solution would make it significantly more accessible for people to be able to: Access the equity from their property (most people cannnot do that now) Access a “fraction of the equity” Do it at speed Do it at low cost Use a Digital Currency as the output to invest quickly and safely elsewhere

Awarded by CBRC’s assessor with the certificate. A fuller written analysis is available on request.

How a score is reached

A committee of six independent AI evaluators — Industry Expert, Critical Tech Ethicist, Regulatory Compliance, Economic Viability, Technical Architecture and Academic Expert — each answer 14 standardised questions across the six categories. Their 1–5 responses are combined through CBRC’s expertise-weighted matrix and converted to the 0–100 score, then reviewed and signed off by a human analyst before publication.

The six categories

  • Integrity
  • Trust
  • Efficiency
  • Sharing
  • Compliance
  • Adoption

This entry was assessed before per-category values were recorded, so only the overall score and the assessor's written reasoning are on the public record.