Decentralised Real Estate Lending
Strong blockchain fit
TrustCBRC certificatef7fb0589-37b0-4216-93a6-06d01a2f65f8Timestamp on the XRP LedgerCategory breakdown
- Data Integrity and Security4.0
- Trust and Verification4.3
- Efficiency and Scalability4.0
- Information Sharing and Collaboration3.5
- Compliance and Regulation5.0
- Adoption Feasibility4.0
| Category | Value |
|---|---|
| Data Integrity and Security | 4.0 |
| Trust and Verification | 4.3 |
| Efficiency and Scalability | 4.0 |
| Information Sharing and Collaboration | 3.5 |
| Compliance and Regulation | 5.0 |
| Adoption Feasibility | 4.0 |
These category values are the original ten scoring answers regrouped into the six categories.
Why this score
” Real estate equity release is a complex task today, and this solution would make it significantly more accessible for people to be able to: 1) Access the equity from their property (most people cannot do that now) 2) Access a “fraction of the equity” 3) Do it at speed 4) Do it at low cost 5) Use a Digital Currency as the output to invest quickly and safely elsewhere. Once the property is tokenized, this needs confirming to the bank who will release the Digital currency against the equity. The details then need to be updated with all interested parties and regulators. Using Blockchain Technology for these tasks will help ensure “one view of the truth”, speed up the equity release process and provide an immutable record of the steps in the process
Awarded by CBRC’s assessor with the certificate. A fuller written analysis is available on request.
How a score is reached
A committee of six independent AI evaluators — Industry Expert, Critical Technology Ethicist, Regulatory Compliance, Economic Viability, Technical Architecture and Academic Expert — each answer 14 standardised questions across the six categories. Their 1–5 responses are combined through CBRC’s expertise-weighted matrix and converted to the 0–100 score, then reviewed and signed off by a human analyst before publication.
The six categories
- Integrity4.0
- Trust4.3
- Efficiency4.0
- Sharing3.5
- Compliance5.0
- Adoption4.0
These category values are the original ten scoring answers regrouped into the six categories.